Exclusions
1. Natural Death
2.Compensation under more than one of the benefits mentioned in Table of Benefits in respect of
same period of disablement.
3. Any other payment after a claim under one of the benefits 1,2, 3 and 4 in Table of benefits has been
admitted and becomes payable, refer Policy wording.
4. Any payment in case of more than one claim under this Policy during any one period of Insurance
by which our liability in that period would exceed CSI
5. Payment of compensation in respect of death or Injury as a consequence of/resulting from
a) Committing or attempting suicide, intentional self-Injury.
b) Whilst under influence of intoxicating liquor or drugs.
c) Drug addiction or alcoholism.
d) Whilst engaged in any adventurous sports and/or hazardous activities.
e) Committing any breach of law with criminal intent.
f) War, Civil War, invasion, act of foreign enemies, revolution, insurrection,
mutiny, military or usurped power, seizure, capture, arrest,restraint, or
detainment, confiscation, or nationalisation or requisition by or under the
order of any government or public authority.
6. Consequential loss of any kind and/or any legal liability
7. Pregnancy including child birth, miscarriage, abortion or complication arising there from.
8. Participation in any naval, military or air force operations.
9. Curative treatments or interventions
10. Venereal or sexually transmitted diseases.
11. HIV and or related Illness